Quality of Life Insurance

quality-of-life insurance

Quality of Life Insurance

The very best quality of life insurance is the kind that makes every day you live more secure, more risk free and more peaceful. Now more than ever, there are new choices available at Bankers Life.

My commitment is to stress free living, for caregivers and families. This is certainly a spiritual adventure, and my belief in holistic care is based on a healthy lifestyle. Read my preventive care tips here.

However, I know that there comes a time when you need a doctor, and traditional care, and insurance is a must. Most families cannot afford the full price of health care and shifting the majority of the financial burden to an insurance provider is a blessing. The reality is however, you cannot get insurance after the health issue is diagnosed. You have to prepare and qualify while you are healthy.

Life and Health Insurance Services Offered

Since 2003, Bankers Life Forget Me Not Days® has raised over $4.5 million to support the Alzheimer’s Association®. This year, we are proud to hold our 15th annual fundraiser on June 2 & 3, 2017.

These are the concerns when facing assisted care or Long Term Care.

  • Protecting your assets
  • Burdening loved ones/family
  • Maintaining control of your environment

70% of all of us go into to assisted care and the cost can be $6000.00 per month and up. An assisted care policy is a fraction of the cost for this coverage.

Friends and family are the sole caregivers for 78% of the elderly. Consider the sacrifices they make:
• Physical • Financial• Emotional • Personal/Family
Even if your family is willing to do whatever it takes to care for you 24/7, is that ok with you?

If you could, would it make sense to protect your family against these sacrifices by allowing them to supervise your care in the home rather than provide it, or move you to a nursing home?

Why do you need a Medicare supplement?

Medicare is a federal health insurance program designed to help recipients meet some of the high costs of their medical care. Oftentimes, Medicare is not enough to fully cover people and creates a huge financial hardship that can be avoided with the right supplemental plan. This is where a Bankers Life Medicare Supplement product can fulfill a need, giving you Peace of Mind.

Medicare Supplement insurance underwritten by Colonial Penn Life Insurance Company. Bankers Life and their Licensed Insurance agents are not endorsed by the US Government or the Federal Medicare Program

Policy Form CPL-GR-A80, Plans A, B, F, FH, G, K, L, M, N

How “Living Benefits” life insurance can help.

Want to know more about how this can ease your enjoyment of life?

Schedule a half hour no-obligation appointment with me.

Book Teresa to Speak on Topics like these:

What I need to know before Turning 65
 Confused about Medicare? Find out the #1 benefit open to you when turning 65, and how to truly customize your coverage in this fact filled conversation. #Turning65

Make your Retirement more Peaceful

 Make your retirement more peaceful, secure and less stressful with an affordable Long Term Care policy. Take control over your final years and how you are cared for. You and your family will breathe a sigh of relief. #LongTermCare


Make Money and Have Peace of Mind

Life insurance will cover your final expenses, add to your children’s security, comfort, pay for their education and much more. A Universal Life policy allows you to save creatively, and create a fund called Living Benefits. Let’s discuss who it’s right for and why. #UniversalLife


Quality of life insurance helps in these situations:life insurance with teresa maron

A regular check up can turn into a challenge if there is a recommendation for deeper look into results. Knowing that you are prepared financially for the worst keeps your focus on positive thoughts and healthy problem solving. This is the absolute best prevention of stress, quality of life insurance.

Everyone knows someone who seemed so healthy but suddenly had a health challenge that caused them to lose work and needed financial help from family and friends. A Living Benefits risk free cash reserve would make a difference.

Do you know someone who was fine, but they died unexpectedly and had no reserves for their final days or their final expenses? Did they rely on friends contributing to a Go Fund Me? What if you could cash in 50 percent of your life insurance policy before you die, if you need it?

Everyone knows that the changing health insurance industry is adding more to the “not’ covered list and even if it is covered, there is still that pesky 20 %. If you aren’t sick and you are under 65 we need to talk while you are able to get great rates to offset these expenses.

Even a short hospital stay for a non life threatening condition can add up fast. The co-pay on this can get to 30,000.00 or more in a week or less, and if you have recovery time, well it is scarier than a horror movie.

Being able to tell your loved ones your rainy day plans gives everyone peace of mind. If something happens the plan is in place. Get quality of life insurance for everyone you love.


Peace of Mind

Education and Advocacy

Bankers Life encourages me to speak with you for 30 minutes to get to know your specific needs to help you and your family have Peace of Mind. The best time to make decisions is before you need to, because then it is truly stress free decision making, with the lowest prices. The sooner you know your options, the sooner you can have that Peace of Mind.

Click the button below to schedule a no-obligation consultation in person at my office, or by phone.

Soul Sanctuary 2017 with Teresa Maron Spiritual AdventuressTeresa Maron, is a licensed insurance agent with Bankers Life and a consultant on health, happiness and living stress free.

10740 N. Gessner Rd. Ste 150

Houston, TX 77064

281-975-4512, office

713-534-7329, direct

Teresa.maron@bankerslife.com

My greatest compliment is your referral. If you are happy with my service, don’t keep me a secret from your co-workers, friends and family. Many thanks and much gratitude for your confidence.

Quality of Life Insurance Consultation

Your consultation will be 30 minutes and include a deeper look into your life insurance needs.

We will answer these questions:

Quality of Life insurancee with Teresa Maron

  • Do you have a final expenses policy?
  • Are you going on Medicare in the next year?
  • Are you concerned for yourself or a loved one about Long Term Care options?
  • Would you like to pay one monthly payment and have full coverage on unexpected expenses not covered by health insurance?
  • Would you be interested in an affordable way to accrue savings for retirement?
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