Teresa Maron Insurance
The Employers Advantage
Employers of all sizes face the same challenges – from cost management to attracting and retaining employees and everything in between. But small business owners feel these challenges more acutely than big business leaders do. You work hard to overcome the challenges to manage the day-to-day operations of their small firm while also providing their employees with the best benefits program possible. And that’s where I can help.
I have to say that you explained insurance options better than I have heard before. Evangelina Vela, Crown Eagle Realty, 713-542-1424
Group and Individual Life and Health Insurance Services Offered
- Disability Benefits
- Long Term Care
- Medicare Supplements
- Whole, Term and Universal Life Insurance
- Critical Care with Alzheimer’s Benefits
Schedule a benefits review appointment with me. 713-534-7329
Voluntary benefits are designed to help supplement the standard benefits you offer. Because they’re chosen and paid for by the employee, you can provide additional coverage options while still looking out for your budget.
If you have fewer than 100 eligible employees, you can take advantage of Colonial Life’s Two by Four offer, which allows you to make two or more of these plans available to your employees guaranteed issue, if certain criteria are met.
When it’s time to retire, the first area that can cut into your retirement income and savings is health expenses. For this reason, this is the number one reason that retirees go bankrupt in our country today.
Education and Advocacy
70% of all of us go into to assisted care and the cost can be $6000.00 per month and up. An assisted care policy is a fraction of the cost for this coverage.
Friends and family are the sole caregivers for 78% of the elderly. Consider the sacrifices they make:
• Physical • Financial• Emotional • Personal/Family
Even if your family is willing to do whatever it takes to care for you 24/7, is that ok with you?
If you could, would it make sense to protect your family against these sacrifices by allowing them to supervise your care in the home rather than provide it, or move you to a nursing home?
I offer lunch and learn, webinars and benefits counseling and education.
Schedule a no-obligation consultation in person or by phone.
My greatest compliment is your referral. If you are happy with my service, don’t keep me a secret from your co-workers, friends and family. Many thanks and much gratitude for your confidence.